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Buy A Home

Halve the cost of owning a home or double the amount of home you can own by buying with a co-owner.

Buy a home to co-live or co-invest in together.

Build A House

Build a home to live in or to use as an investment property – something that may be unachievable on your own due to borrowing capacity & budget constraints. New and innovative architecture means you can own a home together, whilst enjoying living alone!

Build a property to invest or live in together.

Find A Mortgage Mate

If you don’t have a co-owner to own with use our Mate-A-Base to find the perfect Mortgage Mate to own a home with.

Find someone to share your housing journey with.

Australia’s first co-ownership website
can help you finally own your own home.

Find a new ‘mate’ to buy a home with or buy a home with someone you already know – we provide the tools to help you navigate the home co-ownership journey.

We believe every Australian has the right to own their own home in a safe and secure way.

Mortgage Mates provides access to Australia’s only Mate-A-Base to find Mates to search for, apply for and purchasing a house together.

Mortgage Mates will share profiles of Mates with information on housing need including location, price and deposit amount and more, including housemate preferences such as whether you are a cat or a dog person!

By matching with Mates who share your housing aspirations, you can increase your affordability to purchase a home to live in, land to build on or an investment property to invest in, with less financial risks and increased legal protection.

If you already know someone who you might want to own a home with (partner, family member or friend), you can use our website to confirm you want the same things as each other, such as deciding whether you want a pool, a shed, looking for a townhouse or villa or whether you rather live in the suburbs or the city!

We also have lots of free resources in the Information Centre to help you safely buy, co-own or even co-live in a property together.

Get started for FREE now.

How Does Our Mate-A-Base Work?

SIGN UP AND CREATE YOUR FREE PROFILE

Sign up to create your FREE account. Once verified, log in to create your user dashboard in the Member Profile section. Ensure to include information in the “My Profile” & “What Am I Looking For” sections for your profile to be approved & be live.

REVIEW YOUR MATES PROFILES

Potential Mates will be available to view from your dashboard. From there, you will be able to connect with them using the connect button.

CONNECT WITH SIMILAR MATES

Once you both approve of the connection, you can chat via email (be sure to check your ‘others and junk folders’ when you first sign up. Once it seems like it might be a good match, meet up to check you’re on the same page.

GET LOANS APPROVED, DRAW UP AN AGREEMENT

Get organised with pre-approval for your loan. Have open and honest conversations about your expectations with your new Mate, and draw up a co-ownership agreement together.

Mortgage Mates can help with this via the what to do next page – with relevant and specialist third parties available once you sign in.

CO-OWN A HOME TOGETHER!

Now you’ve got your match, have spoken, met, know you’re on the same page and have agreed on the terms of the co-ownership agreement – it’s time for the exciting part – start looking for a house!

Mortgage Mates can help with this via the what to do next page – with relevant and specialist third parties available once you sign in.

THE BENEFITS OF PROPERTY CO-OWNERSHIP

Quicker Access To The Housing Market
Safe & Flexible Investment Options
Comprehensive Legal Protection
Increased Social Connection
Reduced Pressure On Infrastructure & Environment

Testimonials

Thank you for creating this website! It is exactly what I am looking for!

– 30+ Perth Female

The Steps To Co-Own Safely Together.

Ask your Mate to confirm their:
Pre-Approval
Bank Statements
Credit Score*

* Consider sharing these details with the use of a third party such as a lawyer or mortgage broker to maintain the safety and security of your data.

Share copies of your police clearance & references with eachother.

Start to consider:
Which home co-ownership agreement to use and what you would like to include in the co-ownership agreement.

Approach your chosen real estate agent and mortgage provider to find the right finance package for you both to purchase a property.

Co-own a home together and get a step further to financial security.

News

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‘In the spirit of reconciliation the Mortgage Mates acknowledges the Traditional Custodians of Country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.’

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