Lenders use your credit score (or credit rating) to decide whether to give you credit or lend you money. Knowing this can help you negotiate better deals, or understand why a lender rejected you (Moneysmart.gov.au).
Further information below:
Finance
Mortgage Brokers
Mortgage Brokers are a go-between, between banks and other lenders, and you, the buyer. They assist you to arrange your mortgage and must act in your best interest when suggesting home loan products.
Big Four Banks: available mortgage products
The big four banks (ANZ, Commonwealth Bank, National Australia Bank and Westpac) provide mortgage products which can enable homeownership in Australia.
Find out more here:
Property Share (co-ownership) Mortgages
Property Share mortgages have been created to help support individuals to co-own, co-live and co-investment in properties in an easier way.
Find out more below:
Ethical Mortgage Banks and Brokers
Ethical Mortgage Banks and Brokers provide financial products which also have an ethical commitment attached to them. These products can focus on a social outcome, environmental impact or a mixture of the two- including an avoidance in investing in unethical industries.
Further information can be found here:
Home Loan Experts
Co-ownership or property share investment loans allows you to buy real estate at a much lower cost but get legal advice before buying with a friend.
uno.
Uno Home Loans make home loans simple. Their highly rated team will get you a competitive deal from 30 great lenders and support you all the way to settlement.
Benevolence Financial Group
Benevolence Financial Group is an ethical mortgage broker using the power of finance to create a better future for our customers, communities, and the planet by donating 50% of our profits to impact projects. We ensure that you get the right home loan and support you deserve.
Commonwealth Bank
Ideal if you are looking to share the purchase price of a home, while keeping control of your individual finances.
Property
Different
A fresh and proactive take on property management that combines people who care, with easy to use technology, keeping you up to date and in control
Upside Realty
We make selling your property simple, transparent and affordable. We work hard to get you a great result, provide award winning service, and only charge a low, fixed fee.
Tenant in Common Exchange (ticX)
Mortgage Mates are an accredited member of the Tenant in Common Exchange (ticX). Being a ticX member allows us to list a property on the ticX that you are interested in taking up an ownership share in. Should a Mate wish to resell their share of the property, we can facilitate that through the ticX platform.
Property Mates
Property Mates is a specialised community platform that makes it easy to buy or sell a portion of a property – from a 1% stake to 100% ownership
First Home Buyer Specialists
Building a new home is probably the most significant investment you’ll ever make. At First Home Buyer Specialists, we help you navigate your home buying journey by supporting you every step of the way.
Real Estate View
Find homes for sale, research accurate market data and catch up on the latest property news on Australia’s No. 3 Property site – see everything.
iBuildNew
iBuildNew is the market leading aggregator dedicated to residential home construction and land development.
Legal
Law Contracts
WE PROVIDE CUSTOM LEGAL DOCUMENTS
LegalContracts helps users to create and print customized legal documents with our simple, step-by-step questionnaires. Millions of people have used our site to create affordable, quality legal forms and contracts.
Net Lawman
Fractional ownership agreements do not try to enforce a single owner as proprietor, but rather allow a comprehensive, considered arrangement.
Other
WeMoney- Credit check (available within the app)
The social financial wellness app that gives you a 360 degree view of your money—for free
Rapid Screening- police checks
Rapid Screening will deliver your police clearance certificate to you quickly.
The Australian Finance Revolution
The Australian Finance Revolution makes finding your local finance, property or accounting professional easy.
The Housing Hub
Find the home that’s right for you. We are an online community of people with disability and housing providers working together to create accessible housing options.