Lenders use your credit score (or credit rating) to decide whether to give you credit or lend you money. Knowing this can help you negotiate better deals, or understand why a lender rejected you (Moneysmart.gov.au).
Further information below:
Finance
Mortgage Brokers
Mortgage Brokers are a go-between, between banks and other lenders, and you, the buyer. They assist you to arrange your mortgage and must act in your best interest when suggesting home loan products.
Big Four Banks: available mortgage products
The big four banks (ANZ, Commonwealth Bank, National Australia Bank and Westpac) provide mortgage products which can enable homeownership in Australia.
Find out more here:
Property Share (co-ownership) Mortgages
Property Share mortgages have been created to help support individuals to co-own, co-live and co-investment in properties in an easier way.
Find out more below:
Ethical Mortgage Banks and Brokers
Ethical Mortgage Banks and Brokers provide financial products which also have an ethical commitment attached to them. These products can focus on a social outcome, environmental impact or a mixture of the two- including an avoidance in investing in unethical industries.
Further information can be found here:
Blossom
BLOSSOM.
WHERE YOUR SAVINGS GO TO GROW.
If you’re saving for a house, a car, a holiday or just because, Blossom gives you the app you need.
Home Loan Experts
Co-ownership or property share investment loans allows you to buy real estate at a much lower cost but get legal advice before buying with a friend.
Benevolence Financial Group
Benevolence Financial Group is an ethical mortgage broker using the power of finance to create a better future for our customers, communities, and the planet by donating 50% of our profits to impact projects. We ensure that you get the right home loan and support you deserve.
Commonwealth Bank
Ideal if you are looking to share the purchase price of a home, while keeping control of your individual finances.
Property
Conveyancing.com.au
Conveyancing made easy
We help people buy and sell property everyday and we can do the hard work for you.
Get started straight away with no commitments and a free quote.
iBuyNew
Australia’s largest range of new and off-the-plan properties.
Our dedicated team of experts support you from search to settlement – and it’s free!
The Property Pros
The Property Pros was founded by people with a passion for helping others. Not only is our highly experienced team, enthusiastic and knowledgeable, but we love making dreams come true.
As an independent brokering company, we work with a panel of hand selected builders. They are all highly respected, award winning builders who deliver both excellent service and quality homes.
Just like a mortgage broker, a builder broker will scan through the market so we can match you to the best builder, based on budget, specification and build timeframes.
Essentially, we take the shopping out of shopping for you. We understand people are time poor and often have demanding jobs and life pressures, so we take that pressure away by scanning the market to find the best deal for you.
Bluestone Property Corporation
- Purchases property Australia-wide for clients in all states
- Focus on predominantly investors and first home buyers
- Specialises in the sub $750k market and purchase property as cheap as 250k at times.
- Numerous datapoints and research tools used in our methods of selecting property for clients
- A huge focus on “client goals and objectives” when we are understanding what locations and specific properties are best suited for clients. Clients can expect a real deep dive into what they are looking to obtain out of their next purchase and a lot of work to then define investment strategy and align property specifics to that.
- Distinct negotiators – we find ourselves purchasing properties 5-10% below what sellers are realistically looking for.
- 40% of our purchases are off or pre market meaning there is usually no other buyer competition. This is a result of our strong agent relationships in all the markets we purchase in. We are what you might consider a “preferred buyer”
- Clients will find a real pride in the personalised “one on one/two” service which we have always provided. No two clients are the same and clients are not just a number.
- Despite being somewhat “smaller” we have been featured on platforms such as Yahoo!, International Business Times, Medium, Australian Business Journal
Different
A fresh and proactive take on property management that combines people who care, with easy to use technology, keeping you up to date and in control
Upside Realty
We make selling your property simple, transparent and affordable. We work hard to get you a great result, provide award winning service, and only charge a low, fixed fee.
Tenant in Common Exchange (ticX)
Mortgage Mates are an accredited member of the Tenant in Common Exchange (ticX). Being a ticX member allows us to list a property on the ticX that you are interested in taking up an ownership share in. Should a Mate wish to resell their share of the property, we can facilitate that through the ticX platform.
Property Mates
Property Mates is a specialised community platform that makes it easy to buy or sell a portion of a property – from a 1% stake to 100% ownership
First Home Buyer Specialists
Building a new home is probably the most significant investment you’ll ever make. At First Home Buyer Specialists, we help you navigate your home buying journey by supporting you every step of the way.
Real Estate View
Find homes for sale, research accurate market data and catch up on the latest property news on Australia’s No. 3 Property site – see everything.
iBuildNew
iBuildNew is the market leading aggregator dedicated to residential home construction and land development.
Legal
Law Contracts
WE PROVIDE CUSTOM LEGAL DOCUMENTS
LegalContracts helps users to create and print customized legal documents with our simple, step-by-step questionnaires. Millions of people have used our site to create affordable, quality legal forms and contracts.
Net Lawman
Fractional ownership agreements do not try to enforce a single owner as proprietor, but rather allow a comprehensive, considered arrangement.
Other
WeMoney- Credit check (available within the app)
The social financial wellness app that gives you a 360 degree view of your money—for free
Rapid Screening- police checks
Rapid Screening will deliver your police clearance certificate to you quickly.
The Australian Finance Revolution
The Australian Finance Revolution makes finding your local finance, property or accounting professional easy.
The Housing Hub
Find the home that’s right for you. We are an online community of people with disability and housing providers working together to create accessible housing options.