The Safest, Newest and Quickest way for you to own a home.

Mortgage Mates uses a specialist legal framework to help you safely own a home.

Create Profile.

The Safest, Newest and Quickest way for you to own a home.

By joining Mortgage Mates we can guide you to match and own with the perfect Mortgage Mate.

Create Profile.

Buy a Home

All capital cities are severely unaffordable for home ownership.

Buy a home to co-live or co-invest in together.

Build a House

It can take over ten years to save for a deposit in Australia.

Build a property to invest or live in together.

Find a Mortagage Mate

92% of renters aspire to own, 49% feel they will be able to achieve this.

Find someone to share your housing journey with.

How Mortgage Mates Works

SIGN UP AND CREATE YOUR PROFILE

Sign up to create your account. Once verified, log in to create your user dashboard including the Member Profile, My Profile and What am I looking for sections.

REVIEW YOUR MATES MATCHES

Compatible Mates will be available to view either from your dashboard, or, from the Meet Mates tab. You will be able to connect with Mates you wish to speak with using the connect button.

MATCH AND CONNECT WITH SIMILAR MATES

Once you both approve of the match, you can chat via email. Once it seems like it might be a good match, meet up to check you’re on the same page.

GET LOANS APPROVED, DRAW UP AN AGREEMENT

Get organised with pre-approval for your loan and have open and honest conversations about your expectations and draw up a co-ownship agreement.

Mortgage Mates can help with this via the what to do next page- available post sign in.

CO-PURCHASE A HOME TOGETHER!

Now you’ve got your match, have checked your on the same page and have agreed on the terms on the coownership agreement – it’s time to start looking for a house.

Mortgage Mates can help with this via the what to do next page- available post sign in.

Get started

THE BENEFITS OF CO-OWNERSHIP

Quicker access to the housing market

Safer and more flexible investment options

Additional checks including legal protection

Increased social connection

Reduced pressure on infrastructure and environment

Testimonials

It’s a fantastic website for people like me, and so many others. You’ve done a fantastic job of catering to people who always get overlooked. Thank you.

– 30+ East Coast Female

Steps to co-owning safely with your Mortgage Mate.

Ask your mate to confirm their:
• Pre-Approval
• Bank Statements
• Credit Score *

* Consider sharing these details with the use of a third party such as a lawyer or mortgage broker to maintain the safety and security of your data.

Share a copy of your police checks with each other

Start to consider:
• Which Co-ownership agreement to use
• What you would like to include in the agreement (Mortgage Mates can help with this via the what to do next page- available post sign in).

Approach your chosen real estate agent and mortgage provider (Mortgage Mates can help with this via the what to do next page- available post sign in).