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Buy a Home

All capital cities are severely unaffordable for traditional ownership.

Buy a home to co-live or co-invest in together.

Build a House

It can take over ten years to save for a deposit on your own in Australia.

Build a property to invest or live in together.

Find a Mortagage Mate

92% of renters aspire to own, 49% feel they will be able to achieve this.

Find someone to share your housing journey with.

Mortgage Mates is like a dating website for home ownership.

The Bumble of home ownership, we match you with other individuals (Mates) who have the same housing preferences as you, to own a home together.

Mortgage Mates can match you with Mates based on housing need including location, price and deposit amount, and houseMate preferences such as whether you are a cat or a dog person!

Using a unique algorithm, Mortgage Mates matches you to Mates to search for, apply for and purchase housing together. By matching with Mates who share your housing aspirations, you can afford to purchase a home to live in, land to build on or an investment property to invest in, with less financial risks and increased legal protection.

How Mortgage Mates Works

SIGN UP AND CREATE YOUR FREE PROFILE

Sign up to create your FREE account. Once verified, log in to create your user dashboard in the Member Profile section, including the My Profile and What am I looking for sections.

REVIEW YOUR MATES MATCHES

Compatible Mates will be available to view either from your dashboard, or, from the Meet Mates tab. You will be able to connect with Mates you wish to speak with using the connect button.

MATCH AND CONNECT WITH SIMILAR MATES

Once you both approve of the match, you can chat via email. Once it seems like it might be a good match, meet up to check you’re on the same page.

GET LOANS APPROVED, DRAW UP AN AGREEMENT

Get organised with pre-approval for your loan. Have open and honest conversations about your expectations and draw up a co-ownership agreement together.

Mortgage Mates can help with these via the What to do next page– with relevant and specialist third parties available post sign in.

CO-OWN A HOME TOGETHER!

Now you’ve got your match, have checked you are on the same page and have agreed on the terms of the co-ownership agreement – it’s time to start looking for a house.

Mortgage Mates can help with this via the What to do next page- with relevant and specialist third parties available post sign in.

Get started for FREE now.

THE BENEFITS OF CO-OWNERSHIP

Quicker access to the housing market
Safer and more flexible investment options
Comprehensive legal protection
Increased social connection
Reduced pressure on infrastructure and environment

Testimonials

It’s a fantastic website for people like me, and so many others. You’ve done a fantastic job of catering to people who always get overlooked. Thank you.

– 30+ East Coast Female

Steps to co-owning safely with your Mortgage Mate.

Ask your mate to confirm their:
• Pre-Approval
• Bank Statements
• Credit Score *

* Consider sharing these details with the use of a third party such as a lawyer or mortgage broker to maintain the safety and security of your data.

Share a copy of your police checks or references with each other

Start to consider:
• Which Co-ownership agreement to use
• What you would like to include in the agreement

Approach your chosen real estate agent and mortgage provider for the right package to purchase a property

Co-Own a home together!

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